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Singleness & Dating

Wanting financial security is NOT gold digging

I wanted to explore this topic again because of some videos that came out about the topic of hypergamy, which essentially is marrying someone in a higher social or economic class than you. In some cultures this is normal and this is taboo in others, with some equating this act to that of gold digging.

A gold digger (woman) is one “whose primary interest in a relationship is material benefits.” Despite what it seems, there are differences between hypergamy and gold digging, so let’s discuss a few reasons why women wanting to be financially secure is not on the same level at all as gold digging. 

I ain’t saying she’s a gold digger…

Just because a woman wants a man who “makes money” doesn’t mean she is a gold digger. Having means or “making money” is subjective, as one woman’s six figures are different from a woman’s desire for a man who makes more than that. There are several reasons that could be explored and not assumed about the person who has these desires. She could desire to marry a man who has a certain tax bracket because:

  • she is at the same if not close to that same tax bracket level
  • she is accustomed to living a certain lifestyle that is above middle and working class
  • she desires to be financially secure individually and as a couple
  • she doesn’t have a poverty mindset (this is a biggie)

In today’s society it’s practical wisdom to have multiple sources of income, and women are not only obtaining their degrees in record numbers, but pursuing entrepreneurship and building wealth on their own. Security is obtainable more than ever for women to get their own, they also don’t want to lose what they got either. We’d rather be with someone who we can make more money with than someone who would cause us to lose it.

Culture shifts

YouTuber Chrissie recently posted a video with practical ways to meet men of means. I thought it was informational on how many ways a woman can meet a man with wealth. I think as many times as women are shamed for being gold diggers, we can’t help but go after the natural instinct to be secure, cared for and loved on. It’s the major changes in society that have shaken up our view on gender roles and what a woman should desire in a man.

We also can’t overlook the economic shifts affecting our earning potential and Millennials’ growing desire not to marry nor have kids ‘til later in life due primarily to finances. We are seeing a shift in attitude towards relationships where women are taking men out regularly and paying the bill or going 50/50 on dates. You can arrange it however you want, but today’s dating doesn’t and will not sit right in everyone’s spirit.

Perhaps men see women who want to marry or even date men with money as gold diggers because they don’t understand our innate desire for security. Other cultures’ women are being raised to seek security, while Black women have been bombarded with messages to help Black men from women and men in our community. We have been told to settle for potential, to give men a chance who make less than we do, etc. But you wanna know something? That can and has backfired on sistahs for some time now.

There are men within the Black community that associate Black women, with poverty, and marrying women of other races as leveling up for them. I wish this wasn’t true, but look at many of our mainstream athletes and celebrities. Their influence sends a message to our culture that this is what you do when you reach a certain status and in many cases it’s problematic.

I agree that women in general have a lot to offer men, and Black women have been the backbone of our men throughout our history in the western world. Women are the “favor” as indicated in the Bible, so we have to operate accordingly. This means not putting ourselves in positions that do not serve us like supporting a man we are merely dating with finances, or prioritizing ourselves as liabilities and not assets. As many ladies I know can testify, potential and fineness can’t pay bills—actions and follow through do.

What’s more important than money?

Character is very important in how you will both approach having wealth together in your relationship/marriage. Just because a woman prefers to marry someone who makes more money than her doesn’t mean that she is a money hungry person. Men, if all you feel you have to bring to the table in relationships is money, you need to go back to get some more substance. Women want a man who has integrity, openness, and not intimidated by who she is and what she can contribute to the unit. Women of God especially want a man who has a heart after God and is obedient to Him. If men let go of the patriarchal stereotype that they will have to be the sole breadwinners in the home, they would be able to see their wives/future wives as partners in building a future together in multiple areas including wealth.

Men also have to use wisdom in choosing a mate not on just looks, for some women are brought up to manipulate men with their looks to get what they want; it’s a tale as old as time. Men should not make their job the anchor of their manhood or identity because that job/money could be gone in an instant and then what? You better have some godly qualities about you, so you can humbly seek God and have success despite your circumstances and outside of what the world deems as successful.

Overall, money isn’t everything, but it is important in marriage. There are resources out there for women and men to get financially healthy and start building wealth, with or without a spouse. Get free from any and all fears that you have about money so it won’t distort your view on marriage or who you choose to marry.

Is money a factor in who you marry? Share your thoughts below!

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  1. Mimi

    This was so good and so true!

  2. Stephanie Smith

    This whole article speaks so much truth! I want a man with money for security, and to protect my own finances. I identified with so many points in this article and it’s good to know I’m not alone in my desires. But I also feel our society is hypocritical when it comes to our society since money is one of the top reasons couples divorce. As a counselor, a lot of couples have issues that stem from not agreeing on how to manage their finances. So why should we feel guilty for wanting security. Great article!

    • Tatianah Green

      Wow hearing that is confirmation that singles have to be aware of their financial status and be working to improve it before getting married. Thanks for sharing, Stehanie!

      • Jason Williams

        This isn’t Biblical. Marriage throughout most of human history was a passage from childhood in to adulthood. The persons getting married were starting out in life and had little. Jacob was a freeloader in Laban’s house when he asked for Rachel’s hand in marriage. In some cultures families required a dowry from the family of the man which served as a trust fund of sorts should the couple in the future require some assistance or if the man divorced her. Hope chests were often given to brides consisting of various items and money from family members which would aid her and her husband in their new life together. In any case the families of both the groom and bride were responsible for seeing that the marriage had the best chance of succeeding. Nowadays people have become selfish and greedy and that time honored system of self sacrifice and support has eroded. Men and women are putting off marriage until nearly middle age (a departure form millennia of tradition) and now we see the results. God promises NO ONE a life of comfort. He only asks us to depend fully one him to take care of us whether that’s a life of relative luxury or now of living paycheck to paycheck.

        • Tatianah Green

          What part isn’t Biblical? There are several factors as to why singles are single beyond a certain age, and even then, in these modern times, economic factors have to be considered. You mention other cultures, but were those according to biblical standard? In today’s American culture, men and women make income, and there are nuances that now need to be brought up. Traditional marriage according to the Bible is ideal, but the nuances are different in this time and all parties involved need to consider that. While God doesn’t promise a life of comfort, He gives us the freedom to choose who we marry wisely. There are seasons where a couple can face financial droughts, but godly vision, purpose, and the character to maintain when good and bad times happen is vital to have in a partner.

  3. Kiki

    I really love the discussion this post opens up and I’m glad you made your post about this topic much needed to be discussed in the church at large! I personally think my finances have nothing to do with the man that I choose to date. No matter how much money I am making, I think it’s important for us to be on the same page. At this point in my life, I want the option to work. So if he’s on board with that, and willing to be a sole provider male, then we can go forward. I think there is nothing gold diggerish about a woman wanting to be provided for financially. I think in nature women are receivers and men are givers. You can even be that Proverbs 31 woman and not be making any money and only doing volunteer work. Does that mean you’re a gold digger when you want to have a man to support you in that circumstance?

  4. Michelle

    Thank you for writing this!! I want to have a genuine connection with someone first and stability is just as important to me now in my life.

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